1.1 Exam Facts, Hands-On Format & How to Use This Guide

Oracle Fusion Cloud Financials Payables and Expenses 2026 Implementation Professional Exam

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1 Chapter 1: Exam Overview, Enterprise Structures & Security

1.1 Exam Facts, Hands-On Format & How to Use This Guide 1.2 Enterprise and Financial Reporting Structures & the Data Security Model 1.3 Business Units and Reference Data Sets

2 Chapter 2: Master Data, Taxes & Cash Management Setup

2.1 Supplier Master Data: Profile, Addresses, Sites and Site Assignments 2.2 Supplier Controls: Registration, Income Tax Details, Site Holds and Third-Party Payments 2.3 Bank Account Master Data: Banks, Branches, Internal Accounts and Security 2.4 Transaction Tax Setup for Procure-to-Pay 2.5 Configuring Cash Management for Payables: Statements, Reconciliation Rules and Clearing

3 Chapter 3: Supplier Invoices — Options, Entry & Matching

3.1 Invoice Options and Common Options for Payables and Procurement 3.2 Supplier Invoice Processing: Invoice Types, Components and Distribution Sets 3.3 Matching Invoices to Purchase Orders, Receipts and Consumption Advice

4 Chapter 4: Supplier Invoices — Tolerances, Holds & Approvals

4.1 Invoice Validation, Invoice Tolerances, Holds and Releases 4.2 Invoice Approval Rules: Workflow, Spreadsheet Rules and Approval Actions 4.3 Prepayments, Recurring Invoices, Credit and Debit Memos

5 Chapter 5: Invoice Automation, AI & Subledger Accounting

5.1 AI in the Supplier Invoices Process: IDR, Document IO, the Payables Agent and Intelligent Defaulting 5.2 Importing Invoices: File-Based Data Import, Import Payables Invoices and Corrections 5.3 Setting Up Subledger Accounting for Payables

6 Chapter 6: Payments — Configuration

6.1 Payment Options, Payment Methods, Defaulting Rules and Payment Terms 6.2 Payment Process Profiles, Formats, Payment Systems and Transmission 6.3 Disbursement System Options, Payment Security and Payment Approval Rules

7 Chapter 7: Payments — Processing, Withholding, Accounting & AI

7.1 The Payment Process and Payment Process Request Templates 7.2 Completing Payments: Printing, Electronic Confirmation, Bank Acknowledgments, Single Payments, Stops and Voids 7.3 Withholding Tax Setup and US 1099 Reporting 7.4 Payment Accounting: Issue and Clearing, Gains and Losses, Discounts, Cross-Currency Payments and Bills Payable 7.5 AI in the Payments Process: the Payments Agent, Discount Intelligence, Virtual Cards and Fraud Controls

8 Chapter 8: Accounts Payable Balances & Period Close

8.1 Payables Calendars and Payables Accounting Period Statuses 8.2 Payables to General Ledger Reconciliation 8.3 The Payables Period Close Process: Unaccounted Transactions, Sweep and Close Exceptions 8.4 Balancing, Accruals and Year-End Activities in Payables 8.5 Accounts Payable Analysis and Reporting: Landing Pages, Dashboards, Aging Periods and Key Reports

9 Chapter 9: Expenses — Processing, Setup & Policies

9.1 Expenses Processing: From Expense Entry to Reimbursement 9.2 Expenses System Options, Expense Report Templates and Expense Types 9.3 Managing Expense Policies: Categories, Rate Determinants and Enforcement 9.4 Mileage and Per Diem Policies, Oracle Maps and Cumulative Mileage 9.5 Conversion Rate Policies, Receipt Requirements and Payment Hold Rules

10 Chapter 10: Expenses — Approvals, Cards, Advances, Audit & Travel

10.1 Configuring Expense Approval Rules in the BPM Worklist 10.2 Configuring Corporate Card Programs: Payment Options, Transaction Files and Accounting 10.3 Managing Cash Advances: Policies, Approval, Accounting and Application 10.4 Managing Audit Rules, the Expense Audit and Reimbursement 10.5 Configuring Travel Integration: Travel Partners, Itineraries and Trip Expense Reports

11 Chapter 11: AI, Mobile, Automation & Redwood

11.1 AI, Mobile and Automation in Expenses: Expense Assistant, Email Receipts and Touchless Expenses 11.2 Enabling Redwood Capabilities and Their Impact on Existing Configurations

1.1 Exam Facts, Hands-On Format & How to Use This Guide

Key Takeaways Explain This Topic AI

Oracle MyLearn lists 1Z0-1055-26 as a proctored online, hands-on performance-based exam with 36 questions, a 90-minute duration and a 68% passing score.

Hands-on items give you login credentials to an Oracle Cloud environment; you review a configuration, assess its effect and then answer the question.

Oracle values one exam attempt at US$245, gives no free retake, and requires rescheduling or cancellation at least 24 hours before the appointment.

Holders of a 2019-or-later Payables and Expenses credential can take the free 1D0-1055-26-D Delta exam, and a Delta-refreshed credential is valid for 18 months.

Oracle publishes seven topic areas for this exam but no percentage weights, so every objective needs study.

Last updated: October 2026

The Oracle Fusion Cloud Financials: Payables and Expenses 2026 Implementation Professional exam (code 1Z0-1055-26 ) is aimed at implementers, administrators, managers and consultants who configure Oracle Payables, Oracle Payments and Oracle Expenses. Oracle's exam page says the credential covers common configurations in the Supplier Invoice to Payments process, Supplier Invoices, Payments, Accounts Payable Balances and Expenses. It also covers AI, machine learning, generative and agentic AI, and the analytics tools used in those processes.

This guide is independent preparation material written by ExamFinch. It is not Oracle training and it is not affiliated with Oracle.

Official exam facts

Item What Oracle publishes
Exam code 1Z0-1055-26

Delivery Proctored online through Oracle MyLearn. Since 1 September 2022, Oracle delivers its certification exams directly rather than through Pearson VUE. The exceptions are some Chinese and Japanese language exams for Database, Java and MySQL.

Format Hands-on, performance-based: standard multiple-choice questions plus questions tied to configurations in a live Oracle Cloud Applications environment

Number of questions 36
Duration 90 minutes
Passing score 68%
Price An exam attempt is valued at US$245 in MyLearn; your local price can vary
Retakes No free retake; each attempt uses a purchased exam attempt

Rescheduling Reschedule or cancel at least 24 hours before the appointment, or you may lose the attempt. A missed appointment counts as a used attempt ("No Show")

Credential earned Oracle Fusion Cloud Financials: Payables and Expenses 2026 Certified Implementation Professional

Recertification Oracle's Cloud Recertification policy applies. Holders of a 2019-or-later Payables and Expenses Implementation Professional or Specialist credential can take the free Delta exam 1D0-1055-26-D (15 free attempts). Oracle's FAQ says a credential refreshed through a Delta exam is valid for 18 months

Oracle's exam FAQ also sets these test-day rules:

Pen and paper are not allowed. Use the digital Calculator and Whiteboard in the exam control panel instead.

Use Google Chrome or Microsoft Edge, and run the readiness check before exam day.

The score report is usually in Oracle CertView between 30 minutes and a couple of hours after you finish.

Oracle recommends at least twelve months of extensive hands-on experience for professional-level exams. Its suggested training is the MyLearn learning path Become a Certified Financials – Payables Implementer .

How the hands-on questions work

Oracle's description of the format is specific. These questions require candidates to review a configuration , assess that configuration , and answer the question related to the configuration . Inside the exam, the Login Credentials option shows the environment URL and sign-in details. You are scored on how well you work out the effect of settings on system behavior. Oracle does not say you must build setups from scratch.

That changes how you should study. For each setup page in this guide, know three things:

Where the setting lives. Is it in Manage Invoice Options, Manage Payment Options, Manage Disbursement System Options, Manage Common Options for Payables and Procurement, the supplier site, or Manage Expenses System Options?

At what level it applies: business unit, ledger, legal entity, reference data set, supplier site assignment, or all business units.

What it changes downstream: a hold, a default value, an accounting entry, or which installments a payment run selects.

For example, a question might show a supplier site with Hold unmatched invoices set to Default from Payables Options , and invoice options with that option enabled. You then predict that validation places a Matching Required hold on a non-PO invoice.

The seven published topic areas

Oracle publishes the topics below with no percentage weights . Don't skip a topic on the assumption that it is lightly tested.

Topic area Published objectives Where this guide teaches it

Setting up Common Configurations in the Supplier Invoice to Payments Process Enterprise and financial reporting structures, data security, business units and reference sets, supplier and bank master data, common configurations, transaction and withholding taxes, Subledger Accounting, Cash Management Chapters 1–3, 5.3, 7.3

Implementing Supplier Invoices Invoice processing, the role of AI, invoice options, distribution sets, tolerances, holds and releases, approval rules Chapters 3–5

Implementing Payments The payment process, the role of AI, payment options, disbursement options, payment methods, payment process profiles, payment approval rules, payment process request templates Chapters 6–7

Implementing Accounts Payable Balances Analysis, reporting and period close, Payables calendars, aging periods, Payables to General Ledger reconciliation Chapter 8

Implementing Expenses Expense processing, the role of AI, system options, templates and types, policies, approval rules, conversion rates, corporate cards, receipt management, audit rules, cash advances, travel integration Chapters 9–10

Leveraging AI/ML/Mobile and Automation Features Using AI, ML, mobile and automation to streamline processes 5.1, 7.5, 11.1

Enabling Redwood Capabilities Enabling Redwood and its effect on existing configurations 11.2
How Setup and Maintenance organizes the work

All of these settings are maintained in the Setup and Maintenance work area. Oracle documentation describes each task by Offering (Financials), Functional Area (for example Payables , Payments , Expenses , Cash Management and Banking or Transaction Tax ) and Task . For example: Offering Financials , Functional Area Payments , Task Manage Disbursement System Options .

Some tasks are scoped . When you open Manage Invoice Options or Manage Payment Options , you first select the business unit the settings apply to. Others are global: Manage Disbursement System Options applies to the whole deployment.

Oracle also provides a rapid-implementation workbook, Create Chart of Accounts, Ledger, Legal Entities, and Business Units in Spreadsheet . Oracle's guides note that it can automate the initial invoice options and payment options setup along with the enterprise structures. Many exam scenarios still turn on individual settings that you adjust afterwards, so learn the pages themselves.

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